John Koziol CLCS, ChFC, CLU, LUTCF

John is a graduate of Villanova University. John started his career in the insurance and financial field in 1992, in the conference room of a regional sales office for Nationwide Insurance. After two years, he opened his own office in Hockessin, DE.

John is a lifelong learner and is currently enrolled in the Horn Entrepreneurship Program at the University of Delaware. He is a member of CrossFit Wheelhouse in Avondale, PA, He is a supporter of the Delaware Food Bank. 

Bill Hutchins FLMI, RHU

Bill is a graduate of Ursinus College. Bill holds The Fellow Life Management Institute (FLMI) designation and is a  Registered Health Underwriter (RHU).

Bill is an active member of the Hockessin Business Association. He is a parish member of  St. Mary of the Assumption Church in Hockessin, DE and formerly participated in the Christian Youth Movement.  Bill is currently on a leave of absence from the Northern Delaware Football Officials Association and was formerly active in Piedmont Baseball in Hockessin, DE.

Miranda Evans

Miranda is a local high school senior, currently attending Padua Academy. Next fall, she will be attending college at Champlain College in Burlington, VT to study Cyber Security. Miranda has been a competitor in many Cyber Security competitions for her high school and has placed at the state and national level. 

Emily is a local high school junior, currently attending Conrad Schools of Science. Emily has been playing softball for 8 years and has competed in many national tournaments. She also works very hard in school and has maintained honor roll in all her years. 

Emily Evans

Securities and Investment Advisory Services offered through The Leaders Group, Inc. Securities Dealer, Member FINRA/SIPC; TLG Advisors, Inc. Registered Investment Advisor; 26 W Dry Creek Circle, Suite 800, Littleton CO 80120, (303) 797-9080.  Koziol Insurance Retirement Investment is not affiliated with The Leaders Group, Inc. or TLG Advisors, Inc.